How Are You Coping With Job Loss?

Coping with job loss means more than just usual “stress management tips.”  You know that crap: breath deep, take a walk, mediate.  Yeah.  And that does NOTHING for the stress of cash flow, rejection, and family pressures.  Coping with job loss means more than being calm internally.  It means taking control of the external and attacking this new horrible stress.

Here are 5 ways to cope with the stress of job loss that regular stress management types won’t tell you about:

1. Plan your job search like it’s a campaign.  You are not in this alone, nut no one else is out of YOUR job.  Attack your job search like it’s the enemy.  Lay out a detailed plan of attack, including creative places to look for jobs.

2. Stay in shape.  Letting your health go will reflect when you are in job interviews.  Looking despondent, desparate, and unhealthy is not what “dress for success” means. You need to fight the effects of stress on the body.

3. Meditate.  But didn’t I put it down up there?  Yes, if that is all you do.  But meditating on your strengths, on your plan of attack, on turning job loss into the next step in your growth – yeah, that meditation is fine.

4. Time and goal management.  It is very easy, when you are laid off, to lose your schedule.  Approach this period as “my job is now to find a job.”  Plan your day just like when you had your last job.  WORK at getting work.

5. Keep in touch with people.  Network and learn what places are hiring.  Find out which of your friends is taking this time ot open a business and get in on the ground floor.  Use your family and friends to keep your spirits up.

Surviving job loss can be approached as the end of your life, or as the stepping stone to a new and better job or career.  I have been laid off twice.  The first time, the company just folded up.  It led me to 2 new jobs, then a new career as a lawyer.  The second time, it was an opportunity to move back to a place my family was more confortable, and to a position managing several offices.  In this position, I have discovered a passion of developing young talent.

So job loss can be a positive thing.  The period of job loss sucks.  No money.  Stress from family.  But coping with job loss can make all the difference.

Here are 3 products I have developed to help you:

Job Loss Judo – a manual to help you attack job loss like a judo master.

Stress Judo – a training program to turn stress into OPPORTUNITIES, whether job loss stress, workplace stress, family stress – whatever.  You will WELCOME stress.

Father’s Rights Library – if you are a father paying child support or visiting the kids that mom has custody of, these aggressive manuals might help you in court or to use discovery to turn her lies back on her.

5 Tips For Preparing a Household Budget Before a Layoff

Surviving job loss means more than just surviving financially. But, realistically, if your finances tank, then all the other areas of your life become that much more difficult. Layoffs devastate your finances and lifestyle. Your budget goes nuts. Your family panics and spends all the savings. Your retirement goes. Your house goes. Your life goes.

But what if your company told you that on a specific date, you were going to be laid off? Wouldn’t you get your finances in order? That would make the income stopping less hard. It would make the transition from no income to next income a little easier. The reality is: in this economy, the only thing you don’t know is the specific date.

Here are 5 things you can do right now with your finances, anticipating job layoffs, to get your finances in order.

1. Streamline your cash outflow. Look at what you spend money on. Look at what you plan to spend money on. Pick the things that can be deferred, or cut out altogether.
2. Know your family debt and how to service it. Far too many families have no idea of how much money they owe and how much they spend each month on paying the debt. Even fewer families know how close they are to paying it off.
3. Use your vested savings last. You have put a lot of time and money into long-term investments, like your house and your retirement plan. Tapping into those things for everyday money is way too expensive. Develop a household budget that has does not require you to access that money, ever.
4. Eliminate luxuries. Easy to say, hard to do. First thing is get the family together and have your family define what a luxury is. Or, if they want to keep the luxury, what they will cut out to save it.
5. Prioritize your spending. Look at the plan you developed in number 1 above, the budget in number 3, and the definition of luxuries in number 4. Use this to pay the most important things first. Use this to say no to demands on your family’s money, even if the demand comes from your family.

This is an unpleasant subject. It is difficult to face the fact that you may get laid off. It is difficult to face the anxiety attack symptoms that hit when you think about it. But it is more difficult to watch your retirement money get spent for today’s food, and to see the taxes and penalties you pay on that. It is difficult to see the FORECLOSURE notice on the house that you went to work everyday for.

Having a plan and strategy for dealing with job loss can help you with the stress management attendant to a layoff. It won’t make it go away. It won’t prevent a layoff, if the company is committed to laying you off. But planning for a layoff – even one you think is unlikely – can have positive repercussions throughout your life.

Picture your life when stress is not a concern and where you are the leader in stressful situations. To see exactly how you can do this – and for 2 FREE stress fighting reports – go to http://StressJudo.blinkweb.com/overview.html STRESS JUDO was developed by Rick Carter, a trial lawyer and martial artist. The courtroom has emotional and intellectual stress, and the dojo and fight ring have physical and psychological stress. It was to handle these stresses that STRESS JUDO was developed, to give you a fighting chance against stress, to turn stressful situations into opportunities. STRESS JUDO teaches you the 12 components of successful stress management, and how to use the energy of the stress to successfully fight through and win.